DEVKOTA, N.; SHAKYA , B.; PARAJULI, S. .; POUDEL, U. Using Plastic Money (Cards) in Kathmandu Valley: Users’ Knowledge, Current Use, Challenges and Way-forward . International Journal of Business, Management and Economics, [S. l.], v. 2, n. 2, p. 102-117, 2021. DOI: 10.47747/ijbme.v2i2.303. Disponível em: https://journal.jis-institute.org/index.php/ijbmer/article/view/303. Acesso em: 9 oct. 2026.