Sari, Ria Purnama, Abid Djazuli, and choiriyah Choiriyah. “The Effect of Capital Adequacy, Liquidity and Cost Efficiency on Profitability: The Case of Private Banks and Foreign Banks Listed in Indonesian Stock Exchange”. International Journal of Finance Research 6, no. 2 (June 12, 2025): 98 - 112. Accessed October 8, 2026. https://journal.jis-institute.org/index.php/ijfr/article/view/2785.