International Journal of Finance Research (IJFR)  is open access, a peer-reviewed national journal dedicated to publishing in various fields related to education and teaching published by the Training & Research Institute Jeramba Ilmu Sukses (TRI-JIS). IJFR allows authors to publish the final version of their paper on an open-access basis, granting publication, direct and unrestricted access to the final version of the published paper. It is available under a Creative Commons Attribution License http://creativecommons.org/licenses/by/4.0/. It also allows direct depositing of final versions published in other repositories without reusability restrictions. Furthermore, the IJFR does not have an embargo time and does not require users to register to read the contents of the journal.