KINAYA, C. O.; KOSADI, F. Pengaruh Financial Literacy, Lifestyle, dan Locus of Lontrol terhadap Financial Behavior Penggunaan Paylater: (Studi Kasus Mahasiswa di Kota Bandung). Jurnal Ilmu Sosial, Manajemen, Akuntansi dan Bisnis, [S. l.], v. 5, n. 4, p. 763 - 779, 2024. DOI: 10.47747/jismab.v5i4.2257. Disponível em: https://journal.jis-institute.org/index.php/jismab/article/view/2257. Acesso em: 9 oct. 2026.